Mortgage products allowing applicants to put down a deposit of just 5% have become much more common in the past year, figures show.
307 deals are now on the market in the UK, up from 253 a year ago, according to Moneyfacts. Marking the first time since 2008 that the number of deals has surpassed 300.
The typical interest rate for a two-year deal of this kind is 4.02%.
The number of mortgage deals remains much lower than when the financial crisis struck. In April 2008, there were 411 deals of this kind.
During and after the crisis, lenders turned to less at-risk mortgage customers, who are able to put down a larger deposit, when the banks were trying to re-build their assets, and for many their reputation.
Lenders have also been ordered to move to a safer approach by regulators, which required them to conduct stricter affordability checks on potential borrowers.
In recent months, mortgage approvals have slipped to five-year lows, leading to competition between lenders for a smaller pot of customers.
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